Home health is a nursing specialty in which nurses provide multidimensional home care to patients of all ages. Home health care is a cost efficient way to deliver quality care in the convenience of the client's home. Home health nurses create care plans to achieve goals based on the client's diagnosis.
A nursing home is a facility for the residential care of older people, senior citizens, or disabled people. Nursing homes may also be referred to as care homes, skilled nursing facilities or long-term care facilities.
An assisted living residence or assisted living facility is a housing facility for people with disabilities or for adults who cannot or who choose not to live independently.
Long Term Care is the type of care received either at home or in a facility, when someone needs assistance with activities of daily living, such as bathing and dressing due to an accident, an illness or advancing age. Rising life expectancy means that the potential need for “long-term care” grows with every passing year of your life.
Most long-term care expenses are not covered by Social Security or Medicare, Medicare Supplement (“Medigap”), or private health insurance. Medicaid pays for nearly half of all nursing home care, but you must meet federal poverty guidelines and may have to “spend down” most of your assets on health care.
Short Term Care insurance, sometimes called ‘Recovery Care’ protection, addresses significant financial risks facing individuals today. Short-term care insurance policies offer benefits for many different types of health care and aging needs. They typically are purchased by individuals to cover gaps in Medicare coverage, or as an alternative to traditional long-term care insurance protection.
As the name implies, short-term care insurance policies are designed to provide benefits for just a few days or up to 360 days.